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Corporate Insurance

Electronics Equipment

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This is a specially designed policy which covers accidental loss or damage to electronic equipment.

What equipment can be covered under this policy ?

The policy covers the following types of equipments:

Note: The above items should not be portable and mobile

Who can take this policy?

This policy can be taken by the owner, lessor or hirer of electronic equipment.


The policy covers sudden and unforeseen physical damage including breakdown to the electronic equipment covered under the policy due to any reason not specifically excluded.

Thus it covers damage caused by the following perils:-


Loss of damage caused by the following perils are specifically excluded from the scope of the policy.

How to select the sum insured?

The sum insured or value of the policy should be equivalent to the present day purchase price of a similar new electronic equipment including all incidental expenses like cost of installation, duty, freight, taxes etc.

If the sum insured is less than required as stated above then the claim will only be paid in such proportion as the sum insured bears to the amount required to be insured.

The policy can be extended to include the following risks on payment of additional premium.

How to claim?

In case of any such incident which falls under the scope of the policy, the following steps should be followed.

Note : Policy details offered are indicative, not exhaustive. Please contact your nearest Arunaya office for further details.