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Corporate Insurance

Contractor's Plant and Machinery

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This policy covers all different types of machinery used for handing material or construction.

Who can take the policy?

The policy can be taken by any one of the following parties, either individually or jointly :


The policy covers sudden, accidental, external damage to the insured machinery due to any cause other than those specifically excluded in the policy.

The policy covers the machinery whilst they are in operation or at rest or whilst being dismantled for the purpose of cleaning or overhauling or whilst being shifted within the premises or during subsequent re-erection, but in any case only after successful commissioning.


Add on Covers

The policy can be extended to cover

How to select the sum insured?

The sum insured of each item of machinery should represent the current purchase cost of a similar new machine including all incidental expenses like freight, duty, taxes, cost of erection etc.

How to claim?

In the event of any loss or damage giving rise to a claim under the policy, the following steps should be taken:

Note : Policy details offered are indicative, not exhaustive. Please contact your nearest Arunaya office for further details.