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Corporate Insurance

Comprehensive General Liability/Commercial General Liability

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A business insurance policy that helps pay for lawsuits over slip-and-fall accidents, product liability, and advertising injuries.


Commercial General Liability Insurance offers essential coverage when your business is faced with a third-party lawsuit over:

Bodily injury: E.g., a restaurant is sued when a customer slips and falls on an icy patch on the restaurant's property.

Property damage: E.g., a landscaper is sued when he damages a sprinkler system while digging.

Copyright infringement: E.g., an artist sues a small business for using her artwork without permission.

Reputational injury: E.g., a contractor sues when your small business tweets that he's repeatedly late for work.

These lawsuits can be brought against a business by vendors, subcontractors, customers, volunteers, and other non-employees. When this happens, the insurance company providing the Commercial General Liability policy can help pay for legal expenses.


There are many types of lawsuits that Commercial General Liability Insurance does not protect against, so it's important to know what additional coverage your business might need. Some of the things that are excluded from a General Liability policy are :

Different businesses have different needs and liabilities, so talk with your insurance agent about what coverage you might need in addition to General Liability Insurance.

Note : Policy details given are indicative, not exhaustive. Please contact your nearest Arunaya office for further details.